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A kamatkedvezm\u00e9nyt a Bank a futamid\u0151 v\u00e9g\u00e9ig ny\u00fajtja, amennyiben az \u00dcgyf\u00e9l K&H otthonbiztos\u00edt\u00e1ssal rendelkezik, vagy ilyen biztos\u00edt\u00e1st k\u00f6t a fedezeti ingatlanhoz, \u00e9s ezt folyamatos d\u00edjfizet\u00e9ssel fenntartja a hitel futamidej\u00e9nek v\u00e9g\u00e9ig.   ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"19","bankId":"|5|","loanType":"base","fieldId":"2","name":"Pr\u00e9mium kedvezm\u00e9ny kateg\u00f3ria (Erste Bank)","details":"Erste Bank: A f\u0151ad\u00f3s (els\u0151dleges hitelig\u00e9nyl\u0151) az Erste Bank szerz\u0151d\u00f6tt Pr\u00e9mium\/Erste World vagy Private Banking \u00fcgyfele, - akinek Pr\u00e9mium\/Erste World\/Private Banking sz\u00e1ml\u00e1ja szolg\u00e1l a hitel t\u00f6rleszt\u00e9s\u00e9re.                                               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A hal\u00e1leseti biztos\u00edt\u00e1si \u00f6sszegnek el kell \u00e9rni legal\u00e1bb a j\u00f3v\u00e1hagyott hitel\u00f6sszeg 50%-\u00e1t.                                                                                                                                                 A jelz\u00e1loghitel t\u00f6rleszt\u00e9si \u00e9s hitelfedezeti biztos\u00edt\u00e1s (PPI) kamatkedvezm\u00e9nyt a Bank a K&H Bank \u00e9s a K&H Biztos\u00edt\u00f3 k\u00f6z\u00f6tt l\u00e9trej\u00f6tt csoportos biztos\u00edt\u00e1si szerz\u0151d\u00e9shez t\u00f6rt\u00e9n\u0151 csatlakoz\u00e1st k\u00f6vet\u0151en, a Biztos\u00edt\u00f3 kock\u00e1zatvisel\u00e9s\u00e9nek megsz\u0171n\u00e9s\u00e9ig, de legk\u00e9s\u0151bb a hitel futamidej\u00e9nek v\u00e9g\u00e9ig ny\u00fajtja. 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K&H jelz\u00e1loghitel t\u00f6rleszt\u00e9si \u00e9s hitelfedezeti biztos\u00edt\u00e1s valamint K&H Csal\u00e1di \u00e9letbiztos\u00edt\u00e1s egy\u00fcttes ig\u00e9nyl\u00e9se eset\u00e9n a K&H Csal\u00e1di \u00e9letbiztos\u00edt\u00e1s ut\u00e1n kamatkedvezm\u00e9ny nem vehet\u0151 ig\u00e9nybe.\r\n","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"25","bankId":"|9|","loanType":"base","fieldId":"9","name":"UniCredit Top Pr\u00e9mium Akt\u00edv kedvezm\u00e9nnyel","details":"TOP pr\u00e9mium akt\u00edv kedvezm\u00e9ny akci\u00f3 \r\nA kamatkedvezm\u00e9ny ig\u00e9nybev\u00e9tel\u00e9nek felt\u00e9telei:                                                                \r\nMFL hitel eset\u00e9n:                                                                                                                                  - az \u00fcgyf\u00e9l hitelszerz\u0151d\u00e9s\u00e9ben szerepl\u0151 Banksz\u00e1ml\u00e1j\u00e1ra legal\u00e1bb 500.000,- Ft havi j\u00f3v\u00e1\u00edr\u00e1s \u00e9rkezik \u00e1tutal\u00e1sb\u00f3l (amelybe a bankon bel\u00fcli saj\u00e1t sz\u00e1ml\u00e1k k\u00f6z\u00f6tti \u00e1tvezet\u00e9sek nem sz\u00e1m\u00edtanak bele).                                                                          \r\nPiaci kamatoz\u00e1s\u00fa jelz\u00e1loghitelek eset\u00e9n:                                                                                     -  az \u00fcgyf\u00e9l hitelszerz\u0151d\u00e9s\u00e9ben szerepl\u0151 Banksz\u00e1ml\u00e1j\u00e1ra legal\u00e1bb 500.000,- Ft forint havi j\u00f3v\u00e1\u00edr\u00e1s \u00e9rkezik \u00e1tutal\u00e1sb\u00f3l (amelybe a bankon bel\u00fcli saj\u00e1t sz\u00e1ml\u00e1k k\u00f6z\u00f6tti \u00e1tvezet\u00e9sek nem sz\u00e1m\u00edtanak bele), \u00e9s                                                                                                            \r\n - Generali Hitelfedezeti Biztos\u00edt\u00e1s l\u00e9trej\u00f6tte - legk\u00e9s\u0151bb a hitelszerz\u0151d\u00e9s megk\u00f6t\u00e9s\u00e9vel egyidej\u0171leg - a Bank mint Szerz\u0151d\u0151 \u00e1ltal megk\u00f6t\u00f6tt csoportos hitelfedezeti biztos\u00edt\u00e1shoz val\u00f3 \u00fcgyf\u00e9l \u00e1ltali, biztos\u00edtottk\u00e9nt t\u00f6rt\u00e9n\u0151 csatlakoz\u00e1ssal \u00e9s a biztos\u00edt\u00e1s folyamatos d\u00edjfizet\u00e9ssel val\u00f3 fenntart\u00e1sa a hitel teljes futamideje alatt, valamint                                                                                                - az Ad\u00f3s \u00e1ltal a hitel fedezet\u00e9\u00fcl szolg\u00e1l\u00f3 ingatlanra UniCredit bankfi\u00f3kban \u00faj vagyonbiztos\u00edt\u00e1s megk\u00f6t\u00e9se legk\u00e9s\u0151bb a hitelszerz\u0151d\u00e9s megk\u00f6t\u00e9s\u00e9vel egyidej\u0171leg, - kiv\u00e9ve az UniCredit Bank Hungary Zrt. \u00e1ltal k\u00fcl\u00f6n egy\u00fcttm\u0171k\u00f6d\u00e9si meg\u00e1llapod\u00e1s alapj\u00e1n finansz\u00edrozott t\u00e1rsash\u00e1zi projektek keret\u00e9ben ig\u00e9nyelt \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1si c\u00e9l\u00fa hitelek - Vev\u0151finansz\u00edroz\u00e1si konstrukci\u00f3 II., mely eset\u00e9n legk\u00e9s\u0151bb a t\u00fcrelmi id\u0151szak v\u00e9g\u00e9t k\u00f6vet\u0151 3 h\u00f3nap letelt\u00e9ig sz\u00fcks\u00e9ges megk\u00f6tni a vagyonbiztos\u00edt\u00e1si szerz\u0151d\u00e9st - melynek d\u00edjfizet\u00e9s\u00e9t a hitel teljes futamideje alatt csoportos beszed\u00e9si megb\u00edz\u00e1ssal sz\u00fcks\u00e9ges teljes\u00edtenie.                                                                                                                                                 ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"26","bankId":"|2||37|","loanType":"personal,baby","fieldId":"9","name":"\u00daj banksz\u00e1mlanyit\u00e1st v\u00e1llalok","details":null,"type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"27","bankId":"|8|","loanType":"base","fieldId":"16","name":"Raiffeisen j\u00f6vedelem kedvezm\u00e9ny","details":"Raiffeisen Lak\u00e1shitel, Raiffeisen Egyetlen hitel Lak\u00e1sc\u00e9l\u00fa hitel kiv\u00e1lt\u00e1s\u00e1ra \u00e9s Raiffeisen Z\u00f6ld Jelz\u00e1loghitel (lak\u00e1sfel\u00faj\u00edt\u00e1sra \u00e9s energetikai korszer\u0171s\u00edt\u00e9sre) 10 \u00e9ves kamatperi\u00f3dusra r\u00f6gz\u00edtett kamatoz\u00e1s\u00fa, illetve a 10, 15 \u00e9s 20 \u00e9ves futamid\u0151 v\u00e9g\u00e9ig fix kamatoz\u00e1s\u00fa hitelek eset\u00e9n a Bank \u00e1ltal elfogadhat\u00f3 j\u00f6vedelem nagys\u00e1ga alapj\u00e1n ny\u00fajtott kamatkedvezm\u00e9ny (j\u00f6vedelem kedvezm\u00e9ny):                                             \r\nAmennyiben a hitelig\u00e9nyl\u00e9s elb\u00edr\u00e1l\u00e1sakor az Ad\u00f3s Bank \u00e1ltal elfogadhat\u00f3 nett\u00f3 j\u00f6vedelme 400.000 - 699 999 Ft, a Bank 0,1% kamatkedvezm\u00e9nyt biztos\u00edt az Ad\u00f3s r\u00e9sz\u00e9re a teljes futamid\u0151 alatt. Amennyiben a hitelig\u00e9nyl\u00e9s elb\u00edr\u00e1l\u00e1sakor az Ad\u00f3s Bank \u00e1ltal elfogadhat\u00f3 nett\u00f3 j\u00f6vedelme legal\u00e1bb 700.000 Ft, a Bank 0,3% kamatkedvezm\u00e9nyt biztos\u00edt az Ad\u00f3s r\u00e9sz\u00e9re a teljes futamid\u0151 alatt.                                                                                                                                                                       \r\nA 10 \u00e9ves kamatperi\u00f3dus\u00fa, illetve a 10, 15 \u00e9s 20 \u00e9vig v\u00e9gig fix kamatoz\u00e1s\u00fa Raiffeisen Szem\u00e9lyi K\u00f6lcs\u00f6n Ingatlanfedezettel, Raiffeisen Egyetlen hitel Szabad felhaszn\u00e1l\u00e1s\u00fa hitel kiv\u00e1lt\u00e1s\u00e1ra elnevez\u00e9s\u0171 term\u00e9kek ig\u00e9nyl\u00e9se eset\u00e9n:\r\nAmennyiben a hitelig\u00e9nyl\u00e9s elb\u00edr\u00e1l\u00e1sakor az Ad\u00f3s Bank \u00e1ltal elfogadhat\u00f3 j\u00f6vedelme 400.000 - 699 999 Ft, a Bank 0,6% kamatkedvezm\u00e9nyt biztos\u00edt az Ad\u00f3s r\u00e9sz\u00e9re a teljes futamid\u0151 alatt. Amennyiben a hitelig\u00e9nyl\u00e9s elb\u00edr\u00e1l\u00e1sakor az Ad\u00f3s Bank \u00e1ltal elfogadhat\u00f3 nett\u00f3 j\u00f6vedelme legal\u00e1bb 700.000 Ft, a Bank 0,9% kamatkedvezm\u00e9nyt biztos\u00edt az Ad\u00f3s r\u00e9sz\u00e9re a teljes futamid\u0151 alatt.                                                                                                                                                                       ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"29","bankId":"|37|","loanType":"base","fieldId":"9","name":"MBH Flotta Partner \u00e9s MBH Flotta Partner Plusz Programra jogosult \u00fcgyfelek r\u00e9sz\u00e9re\r\n","details":"Term\u00e9kk\u00f6r:\r\n10 \u00e9ves kamatperi\u00f3dus\u00fa piaci felt\u00e9tel\u0171 standard lak\u00e1shitel\r\n10 \u00e9ves kamatperi\u00f3dus\u00fa piaci felt\u00e9tel\u0171 egyenl\u00edt\u0151 lak\u00e1shitel\r\n10 \u00e9ves kamatperi\u00f3dus\u00fa standard szabad felhaszn\u00e1l\u00e1s\u00fa jelz\u00e1loghitel\r\n10 \u00e9ves kamatperi\u00f3dus\u00fa egyenl\u00edt\u0151 szabad felhaszn\u00e1l\u00e1s\u00fa jelz\u00e1loghitel\r\nId\u0151tartam:\u00a02025. november 1-t\u0151l visszavon\u00e1sig\r\nKamatakci\u00f3: Egyedi kamatkedvezm\u00e9ny adhat\u00f3 a standard kamatb\u00f3l a futamid\u0151 v\u00e9g\u00e9ig MBH Flotta Partner \u00e9s MBH Flotta Partner Plusz Programra jogosult \u00fcgyfelek r\u00e9sz\u00e9re a Term\u00e9kk\u00f6rben megjel\u00f6lt konstrukci\u00f3k ig\u00e9nyl\u00e9sekor. Az egyedi kamatkedvezm\u00e9ny m\u00e9rt\u00e9ke 10 b\u00e1zispont","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"30","bankId":"|9|","loanType":"base","fieldId":"9","name":"UniCredit Pr\u00e9mium Akt\u00edv kedvezm\u00e9nnyel","details":"Pr\u00e9mium akt\u00edv kedvezm\u00e9ny akci\u00f3:                                                                                              \r\nMFL hitelek eset\u00e9n:                                                                                       \r\n- az \u00fcgyf\u00e9l hitelszerz\u0151d\u00e9s\u00e9ben szerepl\u0151 Banksz\u00e1ml\u00e1j\u00e1ra legal\u00e1bb 350.000,- Ft havi j\u00f3v\u00e1\u00edr\u00e1s \u00e9rkezik \u00e1tutal\u00e1sb\u00f3l (amelybe a bankon bel\u00fcli saj\u00e1t sz\u00e1ml\u00e1k k\u00f6z\u00f6tti \u00e1tvezet\u00e9sek nem sz\u00e1m\u00edtanak bele). \r\nPiaci jelz\u00e1loghitelek eset\u00e9n:                                                                                                               - legal\u00e1bb 350.000,- Ft havi j\u00f3v\u00e1\u00edr\u00e1s \u00e9rkezik \u00e1tutal\u00e1sb\u00f3l (amelybe a bankon bel\u00fcli saj\u00e1t sz\u00e1ml\u00e1k k\u00f6z\u00f6tti \u00e1tvezet\u00e9sek nem sz\u00e1m\u00edtanak bele)+ Generali Hitelfedezeti Biztos\u00edt\u00e1s.                                               ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"31","bankId":"|9|","loanType":"base","fieldId":"9","name":"UniCredit Akt\u00edv kedvezm\u00e9ny","details":"Akt\u00edv kedvezm\u00e9ny akci\u00f3:                                                                                                                \r\nMFL hitelek eset\u00e9n:                                                                                                                               - az \u00fcgyf\u00e9l hitelszerz\u0151d\u00e9s\u00e9ben szerepl\u0151 Banksz\u00e1ml\u00e1j\u00e1ra legal\u00e1bb 200.000,- Ft havi j\u00f3v\u00e1\u00edr\u00e1s \u00e9rkezik \u00e1tutal\u00e1sb\u00f3l (amelybe a bankon bel\u00fcli saj\u00e1t sz\u00e1ml\u00e1k k\u00f6z\u00f6tti \u00e1tvezet\u00e9sek nem sz\u00e1m\u00edtanak bele).                                                                                                                \r\nPiaci jelz\u00e1loghitelek eset\u00e9n:\r\n- legal\u00e1bb 200.000,- Ft havi j\u00f3v\u00e1\u00edr\u00e1s \u00e9rkezik \u00e1tutal\u00e1sb\u00f3l (amelybe a bankon bel\u00fcli saj\u00e1t sz\u00e1ml\u00e1k k\u00f6z\u00f6tti \u00e1tvezet\u00e9sek nem sz\u00e1m\u00edtanak bele) + bet\u00e9ti k\u00e1rty\u00e1val val\u00f3 v\u00e1s\u00e1rl\u00e1si aktivit\u00e1s (minimum 15.000 Ft\/h\u00f3).                                                                                                               \r\n","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"32","bankId":"|5|","loanType":"base","fieldId":"2","name":"Erste V\u00e9delem Jelz\u00e1loghitel T\u00f6rleszt\u00e9si Biztos\u00edt\u00e1s kedvezm\u00e9ny (\"A\" - Teljes csomag)","details":"\"A\" - Teljes csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s, munkan\u00e9lk\u00fclis\u00e9g, \u00e1tmeneti keres\u0151k\u00e9ptelens\u00e9g. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0671%-a                                                                             T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l. A kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,20%                                                                                                                                                            A kedvezm\u00e9ny felt\u00e9telei:                                                                                                                                                                    \r\n- Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                                                                   \r\n- Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                                            \r\n- Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.  ","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"33","bankId":"|5|","loanType":"base","fieldId":"2","name":"Erste V\u00e9delem Jelz\u00e1loghitel T\u00f6rleszt\u00e9si Biztos\u00edt\u00e1s kedvezm\u00e9ny (\"B\" - \u00c9let csomag) kedvezm\u00e9ny ","details":"\"B\" - \u00c9let csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0394%-a  T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l.                                                                                                                               \r\nA kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,15%                                                                                                                                \r\nA kedvezm\u00e9ny felt\u00e9telei:                                                                                                                                                                    \r\n- Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                                                                   \r\n- Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                  \r\n- Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"34","bankId":"|5|","loanType":"base","fieldId":"2","name":"Erste Pr\u00e9mium kedvezm\u00e9ny T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) kedvezm\u00e9nnyel (\"A\" - Teljes csomag)","details":"\"A\" - Teljes csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s, munkan\u00e9lk\u00fclis\u00e9g, \u00e1tmeneti keres\u0151k\u00e9ptelens\u00e9g. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0671%-a                                                                               A f\u0151ad\u00f3s (els\u0151dleges hitelig\u00e9nyl\u0151) az Erste Bank szerz\u0151d\u00f6tt Pr\u00e9mium\/Erste World vagy Private Banking \u00fcgyfele,  - akinek Pr\u00e9mium\/Erste World\/Private Banking sz\u00e1ml\u00e1ja szolg\u00e1l a hitel t\u00f6rleszt\u00e9s\u00e9re.                                                      \r\nErste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l. A kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,20%                                                                                                                                                 A kedvezm\u00e9ny felt\u00e9telei:                                                                                                               - Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                            \r\n - Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                                                                                                                           - Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151. ","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"35","bankId":"|5|","loanType":"base","fieldId":"2","name":"Erste Pr\u00e9mium kedvezm\u00e9ny T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) kedvezm\u00e9nnyel (\"B\" - \u00c9let csomag)","details":"A f\u0151ad\u00f3s (els\u0151dleges hitelig\u00e9nyl\u0151) az Erste Bank szerz\u0151d\u00f6tt Pr\u00e9mium\/Erste World vagy Private Banking \u00fcgyfele, - akinek Pr\u00e9mium\/Erste World\/Private Banking sz\u00e1ml\u00e1ja szolg\u00e1l a hitel t\u00f6rleszt\u00e9s\u00e9re.                                                                                                      \r\n\"B\" - \u00c9let csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0394%-a                            Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l. A kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,15%                                                                       \r\nA kedvezm\u00e9ny felt\u00e9telei:                                                                                                     \r\n- Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                            \r\n- Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                                                                                                                           \r\n- Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"39","bankId":"|31|","loanType":"base","fieldId":"2","name":"Egyedi kamatkedvezm\u00e9ny a Money Network \u00dcgyfeleinek (MBH Duna Takar\u00e9k Bank)","details":"Hitelnet \u00e1ltal beny\u00fajtott hitelig\u00e9nyl\u00e9sek eset\u00e9ben a Bank tov\u00e1bbi 0,5 % kamatkedvezm\u00e9nyt ny\u00fajt a meghirdetett, standard kamatb\u00f3l.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"43","bankId":"|31|","loanType":"base","fieldId":"8","name":"\u00c1llami kamatt\u00e1mogat\u00e1s a 341\/2011. (XII. 29.) Korm. rendelet alapj\u00e1n","details":"Az otthonteremt\u00e9si kamatt\u00e1mogat\u00e1sr\u00f3l sz\u00f3l\u00f3 341\/2011.(XII.29.) Korm. rendelet 10. \u00a7 (2) bekezd\u00e9se alapj\u00e1n a kamatt\u00e1mogat\u00e1s m\u00e9rt\u00e9ke az \u00e1llampap\u00edrhozamnak, ennek hi\u00e1ny\u00e1ban a referenciahozamnak a korm\u00e1nyrendeletben meghat\u00e1rozott sz\u00e1zal\u00e9ka, az al\u00e1bbiak szerint:                                                    \r\nKamatt\u00e1mogat\u00e1s m\u00e9rt\u00e9ke \u00faj lak\u00e1sra legfeljebb 2 gyermekig 1-5. \u00fcgyleti \u00e9v alatt: 60%, 6. \u00fcgyleti \u00e9vt\u0151l 0%, 3 vagy t\u00f6bb gyermek eset\u00e9n 1-5. \u00fcgyleti \u00e9v alatt: 70%, 6. \u00fcgyleti \u00e9vt\u0151l 0%.\r\n                                                                                  \r\nA Magyar \u00c1llam a k\u00f6lcs\u00f6n kamatainak megfizet\u00e9s\u00e9hez \u2013 ha a 341\/2011. (XII. 29.) Korm. rendelet m\u00e1sk\u00e9nt nem rendelkezik \u2013 a 3.\u00a7 (3) bekezd\u00e9se alapj\u00e1n a k\u00f6lcs\u00f6n futamidej\u00e9nek els\u0151 \u00f6t \u00e9v\u00e9ben ny\u00fajt t\u00e1mogat\u00e1st. Ezt k\u00f6vet\u0151en az Ad\u00f3sok a kamatt\u00e1mogat\u00e1s megsz\u0171nt\u00e9nek id\u0151pontj\u00e1ban hat\u00e1lyos Hirdetm\u00e9ny szerinti \u00fcgyleti kamatot k\u00f6telesek megfizetni a Hitelez\u0151 r\u00e9sz\u00e9re.       ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"44","bankId":"|31||9|","loanType":"base","fieldId":"8","name":"A fiatalok, valamint a t\u00f6bbgyermekes csal\u00e1dok lak\u00e1sc\u00e9l\u00fa k\u00f6lcs\u00f6neinek \u00e1llami t\u00e1mogat\u00e1sa a 134\/2009. (VI.23.) Korm. rendelet alapj\u00e1n","details":"A k\u00f6lcs\u00f6n kamatainak megfizet\u00e9s\u00e9hez az \u00c1llam a futamid\u0151 els\u0151 20 \u00e9v\u00e9ben kamatt\u00e1mogat\u00e1st biztos\u00edt.\r\n\r\nAz \u00e1llami kamatt\u00e1mogat\u00e1s m\u00e9rt\u00e9ke hitelc\u00e9lonk\u00e9nt elt\u00e9r\u0151. Az \u00e1llami kamatt\u00e1mogat\u00e1s m\u00e9rt\u00e9ke az egyes hitelc\u00e9lokra a referenciak\u00e9nt szolg\u00e1l\u00f3 \u00e1llampap\u00edrhozam sz\u00e1zal\u00e9k\u00e1ban kifejezve a k\u00f6vetkez\u0151 m\u00f3don alakul:\r\n\r\n\u00faj lak\u00e1s fel\u00e9p\u00edt\u00e9se vagy v\u00e1s\u00e1rl\u00e1sa c\u00e9lj\u00e1b\u00f3l t\u00f6bbgyermekes t\u00e1mogatott szem\u00e9ly eset\u00e9n\r\nhat vagy enn\u00e9l t\u00f6bb gyermek eset\u00e9ben az \u00e1llampap\u00edrhozam 70%-a\r\n\u00f6t gyermek eset\u00e9ben az \u00e1llampap\u00edrhozam 64%-a,\r\nn\u00e9gy gyermek eset\u00e9ben az \u00e1llampap\u00edrhozam 59%-a\r\nh\u00e1rom gyermek eset\u00e9ben az \u00e1llampap\u00edrhozam 55%-a\r\nk\u00e9t gyermek eset\u00e9ben az \u00e1llampap\u00edrhozam 52%-a\r\n\u00faj lak\u00e1s fel\u00e9p\u00edt\u00e9se vagy v\u00e1s\u00e1rl\u00e1sa c\u00e9lj\u00e1b\u00f3l fiatal (legfeljebb egy gyermeket nevel\u0151) t\u00e1mogatott szem\u00e9ly eset\u00e9ben az \u00e1llampap\u00edrhozam 50%-a\r\nlak\u00e1s korszer\u0171s\u00edt\u00e9se eset\u00e9n az \u00e1llampap\u00edrhozam 40%-a","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"45","bankId":"|8|","loanType":"base","fieldId":"2","name":"Raiffeisen Lak\u00e1shitel akci\u00f3 - Z\u00f6ld lak\u00e1s-v\u00e1s\u00e1rl\u00e1s eset\u00e9n, \u00e9s\/vagy CSOK Plusz hitelprogrammal, \u00e9s\/vagy Babav\u00e1r\u00f3 k\u00f6lcs\u00f6nnel, \u00e9s\/vagy Otthon Start programmal t\u00f6rt\u00e9n\u0151 egy\u00fcttes ig\u00e9nybev\u00e9tel eset\u00e9n. T\u00f6bb felt\u00e9tel egy\u00fcttes teljes\u00edt\u00e9se eset\u00e9n is csak maximum 0,5%pont kamatkedvezm\u00e9ny vehet\u0151 ig\u00e9nybe. Raiffeisen Lak\u00e1shitel akci\u00f3 0,5% \u00e9s Raiffeisen Lak\u00e1shitel akci\u00f3 0,8% nem vonhat\u00f3 \u00f6ssze!","details":"A Raiffeisen Bank a forint alap\u00fa Raiffeisen Lak\u00e1shitel elnevez\u00e9s\u0171 term\u00e9k ig\u00e9nyl\u00e9se eset\u00e9n 0,5%pont kamatkedvezm\u00e9ny ny\u00fajt a teljes futamid\u0151 alatt.  Akci\u00f3 \u00e9rv\u00e9nyess\u00e9ge: 2025. szeptember 1. \u00e9s 2026. szeptember 30. k\u00f6z\u00f6tt ig\u00e9nyelt hitel \u00e9s 2026. december 31-ig ki\u00e1ll\u00edtott hitel\u00edg\u00e9rv\u00e9nyek alapj\u00e1n foly\u00f3s\u00edtott szerz\u0151d\u00e9sekre vonatkozik.                                                                                                                                                                                    Z\u00f6ld lak\u00e1sv\u00e1s\u00e1rl\u00e1s: ha a lak\u00e1shitel c\u00e9ljak\u00e9nt megv\u00e1s\u00e1rland\u00f3, haszn\u00e1latbav\u00e9teli enged\u00e9llyel rendelkez\u0151 \u00faj, vagy haszn\u00e1lt ingatlan energetikai min\u0151s\u00e9g szerinti besorol\u00e1sa legal\u00e1bb BB, vagy ann\u00e1l jobb min\u0151s\u00edt\u00e9s\u0171, illetve az \u00f6sszes\u00edtett energetikai jellemz\u0151j\u00e9nek sz\u00e1m\u00edtott \u00e9rt\u00e9ke (primer energiaig\u00e9ny) nem haladja meg 80kw\/m2\/\u00e9v \u00e9rt\u00e9ket.                                                                                                                                                          Babav\u00e1r\u00f3 k\u00f6lcs\u00f6nnel t\u00f6rt\u00e9n\u0151 egy\u00fcttes ig\u00e9nybev\u00e9tel: egy\u00fcttes ig\u00e9nyl\u00e9se eset\u00e9n, illetve amennyiben a Lak\u00e1shitel ig\u00e9nyl\u00e9se a Babav\u00e1r\u00f3 k\u00f6lcs\u00f6n foly\u00f3s\u00edt\u00e1s\u00e1t k\u00f6vet\u0151 180 napon bel\u00fcl t\u00f6rt\u00e9nt.                                                                                                                                          CSOK Plusz\/Otthon Start hitelprogrammal t\u00f6rt\u00e9n\u0151 egy\u00fcttes ig\u00e9nybev\u00e9tel: Raiffeisen Lak\u00e1shitel \u00e9s CSOK plusz\/Otthon Start hitelprogram egy\u00fcttes ig\u00e9nyl\u00e9se eset\u00e9n.                                                                                                ","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"49","bankId":"|35|","loanType":"base","fieldId":"2","name":"MagNet Bank \u201cK\u00f6z\u00f6ss\u00e9gi \u00fcgyf\u00e9l\u201d Kedvezm\u00e9ny ","details":"A \u201eK\u00f6z\u00f6ss\u00e9gi \u00fcgyf\u00e9l\u201d Kedvezm\u00e9ny ig\u00e9nybev\u00e9tel\u00e9hez az al\u00e1bbi felt\u00e9telek k\u00f6z\u00fcl legal\u00e1bb az egyik teljes\u00edt\u00e9s\u00e9t v\u00e1llalja az Ad\u00f3s:\r\n\u2022 az Ad\u00f3s K\u00f6z\u00f6ss\u00e9gi Hat\u00e1sa* legal\u00e1bb 65% vagy\r\n\u2022 az Ad\u00f3s az \u00e9rintett jelz\u00e1loghitel \u00fcgylettel csatlakozik a Mentor-Szf\u00e9ra Plusz Programhoz.\r\nA Bank jogosult a Kedvezm\u00e9ny felt\u00e9teleit a hitel teljes futamideje alatt ellen\u0151rizni, \u00e9s amennyiben a Kedvezm\u00e9ny felt\u00e9tele nem teljes\u00fcl, a Bank jogosult a k\u00f6vetkez\u0151 t\u00f6rleszt\u00e9si esed\u00e9kess\u00e9gt\u0151l a h\u00e1tral\u00e9v\u0151 teljes futamid\u0151re a Kedvezm\u00e9nyt megvonni.         *K\u00f6z\u00f6ss\u00e9gi hat\u00e1s egy \u00f6sszevont mutat\u00f3sz\u00e1m, amely megmutatja, hogy az \u00fcgyf\u00e9l milyen m\u00e9rt\u00e9kben rendelkezik a Bank k\u00f6z\u00f6ss\u00e9gi term\u00e9keivel, illetve haszn\u00e1lja-e azokat (Seg\u00edt\u0151 bankk\u00e1rtya, K\u00f6z\u00f6ss\u00e9gi bet\u00e9t), fizet-e becs\u00fcletkassz\u00e1s sz\u00e1mlavezet\u00e9si d\u00edjat, valamint r\u00e9szt vesz-e a Bank K\u00f6z\u00f6ss\u00e9gi Adom\u00e1nyoz\u00e1si Programj\u00e1ban (KAP). A K\u00f6z\u00f6ss\u00e9gi hat\u00e1sr\u00f3l r\u00e9szletesen \u00e9s a mutat\u00f3 mindenkori \u00e9rt\u00e9k\u00e9r\u0151l a NetBankon kereszt\u00fcl t\u00e1j\u00e9koz\u00f3dhat.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"50","bankId":"|9|","loanType":"base","fieldId":"16","name":"UniCredit 0,25% kamatkedvezm\u00e9ny Partner Prestige sz\u00e1mlacsomaggal rendelkez\u0151 \u00fcgyfeleknek","details":"0,25% kamatkedvezm\u00e9ny csak piaci kamatoz\u00e1s\u00fa lak\u00e1shitelekn\u00e9l (MFL-n\u00e9l NEM!)                                                                           \r\nVDCS (V\u00e1llalati dolgoz\u00f3i csomag) c\u00e9gn\u00e9l dolgoz\u00f3knak j\u00e1r(hat) ez a kedvezm\u00e9ny, akiknek Partner Prestige sz\u00e1mlacsomagjuk van vagy nyitnak. (A VDCS c\u00e9gek list\u00e1ja, t\u00f6bb mint 3000 c\u00e9g, a fi\u00f3kos koll\u00e9g\u00e1kn\u00e1l ellen\u0151rizhet\u0151.)\r\n600.000 Ft nett\u00f3 j\u00f6vedelem igazol\u00e1sa \u00e9s \u00e9rkeztet\u00e9se (!!!) sz\u00fcks\u00e9ges. Minimum hitel\u00f6sszeg: 5M Ft.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"52","bankId":"|37|","loanType":"base","fieldId":"2","name":"MBH - Babav\u00e1r\u00f3 \u00e9s CSOK Plusz mell\u00e9 ig\u00e9nyelt piaci lak\u00e1shitel kedvezm\u00e9ny - egy\u00fcttes hitel\u00f6sszeg legal\u00e1bb 30M Ft ","details":"Ha BBV \u00e9s\/vagy CSOK Plusz mell\u00e9 k\u00e9r az \u00fcgyf\u00e9l piaci lak\u00e1shitelt, akkor az \u00f6sszes\u00edtett hitel\u00f6sszeghez tartoz\u00f3 \u00e1raz\u00e1s adhat\u00f3 az adott kedvezm\u00e9nykateg\u00f3ri\u00e1ban\r\n","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"55","bankId":"|5|","loanType":"base","fieldId":"2","name":"Erste z\u00f6ld hitelc\u00e9l finansz\u00edroz\u00e1sa","details":"0,50% kamatkedvezm\u00e9ny a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l. Z\u00f6ld hitelc\u00e9lok:\r\n- Z\u00f6ld \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1sa, \u00e9p\u00edt\u00e9se - 2023. november 1. el\u0151tt ki\u00e1ll\u00edtott \u00e9p\u00edt\u00e9si enged\u00e9llyel rendelkez\u0151 ingatlan, amennyiben az \u00f6sszes\u00edtett energetikai jellemz\u0151 sz\u00e1m\u00edtott \u00e9rt\u00e9ke (primer energiaig\u00e9ny) legfeljebb 66 kWh\/m\u00b2\/\u00e9v, vagy; 2023. november 1-j\u00e9n vagy azt k\u00f6vet\u0151en ki\u00e1ll\u00edtott \u00e9p\u00edt\u00e9si enged\u00e9llyel rendelkez\u0151 ingatlan legal\u00e1bb \u201eA+\u201d energiabesorol\u00e1s\u00fa \u00e9s a primer energiafelhaszn\u00e1l\u00e1sa maximum 68 kWh\/m2\/\u00e9v\r\n- Z\u00f6ld fel\u00faj\u00edt\u00e1s - egy \"A\"-n\u00e1l rosszabb energetikai besorol\u00e1s\u00fa lak\u00e1s min. A+ energetikai besorol\u00e1s\u00fa, a maximum primer energiafelhaszn\u00e1l\u00e1s pedig 68 kWh\/m2\/\u00e9v lesz (banki hitelc\u00e9l megnevez\u00e9se: \"z\u00f6ld fel\u00faj\u00edt\u00e1s k\u00f6zel nulla\"), illetve\r\na lak\u00e1s energetikai besorol\u00e1s\u00e1t\u00f3l f\u00fcggetlen\u00fcl, a lak\u00e1s befogad\u00e1skor leigazolt primer energiafelhaszn\u00e1l\u00e1sban min. 30%-os megtakar\u00edt\u00e1st \u00e9rnek el a fel\u00faj\u00edt\u00e1ssal (banki hitelc\u00e9l megnevez\u00e9se: \"z\u00f6ld fel\u00faj\u00edt\u00e1s 30\"\")\r\n- Z\u00f6ld korszer\u0171s\u00edt\u00e9s - meghat\u00e1rozott munkanemek elv\u00e9gz\u00e9se energetikai besorol\u00e1st\u00f3l f\u00fcggetlen\u00fcl (napelem vagy napkollektor, geotermikus, leveg\u0151-v\u00edz, leveg\u0151-leveg\u0151 h\u0151szivatty\u00fa, \u00e9p\u00fclethat\u00e1rol\u00f3 szerkezetek h\u0151szigetel\u00e9se, homlokzati ny\u00edl\u00e1sz\u00e1r\u00f3 cser\u00e9je energiatakar\u00e9kos ny\u00edl\u00e1sz\u00e1r\u00f3ra, energiahat\u00e9kony vil\u00e1g\u00edt\u00e1stechnika kialak\u00edt\u00e1sa)","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"56","bankId":"|37|","loanType":"base","fieldId":"2","name":"MBH Z\u00f6ld kamatkedvezm\u00e9ny","details":"\u00daj lak\u00e1sv\u00e1s\u00e1rl\u00e1si hitelc\u00e9l eset\u00e9n vehet\u0151 ig\u00e9nybe, melynek tov\u00e1bbi felt\u00e9tele:                                                                  - a megv\u00e1s\u00e1rl\u00e1sra ker\u00fcl\u0151 ingatlan primer energiaig\u00e9nye legfeljebb 68 kWh\/m\u00b2\/\u00e9v,                                                    \r\n- minimum \u201eA+\u201d energetikai besorol\u00e1s                                                                                                                                         A kamatkedvezm\u00e9ny m\u00e9rt\u00e9ke 0,50%, mely a Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shitel kond\u00edci\u00f3k eset\u00e9n felt\u00fcntetett kamatb\u00f3l ker\u00fcl levon\u00e1sra.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"58","bankId":"|4|","loanType":"base","fieldId":"2","name":"K&H Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Z\u00f6ld lak\u00e1shitel - Kamatkedvezm\u00e9ny","details":"A kamatkedvezm\u00e9nyt a Bank a futamid\u0151 v\u00e9g\u00e9ig ny\u00fajtja. A\u00a0z\u00f6ld hitelc\u00e9l nem teljes\u00edt\u00e9se adhat okot a z\u00f6ld kamatkedvezm\u00e9ny visszavon\u00e1s\u00e1ra.                                                             \r\nA z\u00f6ld hitelc\u00e9l teljes\u00fcl\u00e9s\u00e9re a k\u00f6lcs\u00f6nszerz\u0151d\u00e9s megk\u00f6t\u00e9st\u0151l sz\u00e1m\u00edtott rendelkez\u00e9sre \u00e1ll\u00f3 id\u0151szak:\r\no Haszn\u00e1lt lak\u00e1s v\u00e1s\u00e1rl\u00e1s korszer\u0171s\u00edt\u00e9ssel hitelc\u00e9l eset\u00e9n, amennyiben a korszer\u0171s\u00edt\u00e9sre ny\u00fajtott hitel\u00f6sszeg egy\u00f6sszegben ker\u00fcl foly\u00f3s\u00edt\u00e1sra: 12 h\u00f3nap, egy\u00e9bk\u00e9nt 24 h\u00f3nap\r\no \u00e9p\u00edt\u00e9si hitelc\u00e9l eset\u00e9n: 24 h\u00f3nap\r\no korszer\u0171s\u00edt\u00e9s\/fel\u00faj\u00edt\u00e1s hitelc\u00e9l eset\u00e9n, amennyiben a korszer\u0171s\u00edt\u00e9s\/fel\u00faj\u00edt\u00e1sra ny\u00fajtott hitel\u00f6sszeg egy\u00f6sszegben ker\u00fcl foly\u00f3s\u00edt\u00e1sra: 12 h\u00f3nap, egy\u00e9bk\u00e9nt 24 h\u00f3nap\r\n\u2022 V\u00e1s\u00e1rl\u00e1si hitelc\u00e9l eset\u00e9ben a z\u00f6ld hitelc\u00e9l teljes\u00fcl\u00e9s\u00e9nek id\u0151pontja a k\u00f6lcs\u00f6nk\u00e9relem Bank \u00e1ltali befogad\u00e1sa","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"59","bankId":"|37|","loanType":"base","fieldId":"2","name":"MBH ECO hitel \u00faj lak\u00e1sv\u00e1s\u00e1rl\u00e1s 0,25% kamatkedvezm\u00e9ny","details":"ECO V\u00e1s\u00e1rl\u00e1s konstrukci\u00f3:\r\n\u2022\tA kamatkedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,25%\r\n\u2022\tIg\u00e9nybev\u00e9teli felt\u00e9tele: az \u00faj v\u00e1s\u00e1rolt ingatlan legal\u00e1bb BB energetikai besorol\u00e1s\u00fa legyen.\r\n","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"60","bankId":"|37|","loanType":"base","fieldId":"2","name":"MBH ECO korszer\u0171s\u00edt\u00e9s 0,25% kamatkedvezm\u00e9ny","details":"ECO Korszer\u0171s\u00edt\u00e9s konstrukci\u00f3:\r\n- A kamatkedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,25%\r\n- A hitelc\u00e9lk\u00e9nt szolg\u00e1l\u00f3 ingatlan primer energiafelhaszn\u00e1l\u00e1sa legal\u00e1bb 10%-kal cs\u00f6kkenjen, vagy az ingatlan energetikai besorol\u00e1sa legal\u00e1bb egy kateg\u00f3ri\u00e1t javuljon a korszer\u0171s\u00edt\u00e9si, fel\u00faj\u00edt\u00e1si munk\u00e1latok elv\u00e9gz\u00e9s\u00e9t k\u00f6vet\u0151en.\r\n- A korszer\u0171s\u00edt\u00e9si, fel\u00faj\u00edt\u00e1si beruh\u00e1z\u00e1st az \u00fcgyf\u00e9lnek foly\u00f3s\u00edt\u00e1st k\u00f6vet\u0151 2 \u00e9ven bel\u00fcl kell elv\u00e9geznie. Az elk\u00e9sz\u00fclt munk\u00e1latok teljes\u00fcl\u00e9s\u00e9r\u0151l helysz\u00edni szemle sz\u00fcks\u00e9ges.\r\n","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"61","bankId":"|1|","loanType":"base","fieldId":"2","name":"Partner Rendszerhaszn\u00e1lati kamatkedvezm\u00e9ny a Money Network \u00fcgyfeleinek (OTP Bank)","details":"2024. j\u00falius 1-t\u0151l befogadott piaci ingatlan fedezet\u0171 hitelek ig\u00e9nyl\u00e9se eset\u00e9n, amennyiben az Ingatlanhitel Partneri Fel\u00fcleten kereszt\u00fcl ker\u00fcl az \u00e9rt\u00e9kes\u00edt\u00e9si partner \u00e1ltal a Bankhoz beny\u00fajt\u00e1sra, 25 b\u00e1zispont kamatkedvezm\u00e9ny adhat\u00f3 a standard kamatb\u00f3l a futamid\u0151 v\u00e9g\u00e9ig. A Partner rendszerhaszn\u00e1lati kamatkedvezm\u00e9ny az Ingatlanhitel Partneri fel\u00fcletet haszn\u00e1l\u00f3 \u00e9rt\u00e9kes\u00edt\u00e9si partnerek sz\u00e1m\u00e1ra ker\u00fcl be\u00e1ll\u00edt\u00e1sra.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"62","bankId":"|1|","loanType":"base","fieldId":"2","name":"OTP Z\u00f6ld kamatkedvezm\u00e9ny","details":"Az OTP Jelz\u00e1logbank az OTP Z\u00f6ld Lak\u00e1shitel konstrukci\u00f3kra a futamid\u0151 elej\u00e9t\u0151l 50 bp-os Z\u00f6ld kamatkedvezm\u00e9nyt ny\u00fajt, melyet az OTP Z\u00f6ld Lak\u00e1shitelekre vonatkoz\u00f3 term\u00e9kismertet\u0151ben felsorolt felt\u00e9telek teljes\u00edt\u00e9se eset\u00e9n a futamid\u0151 v\u00e9g\u00e9ig biztos\u00edt.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"67","bankId":"|1|","loanType":"base","fieldId":"2","name":"OTP Di\u00e1khitel kamatkedvezm\u00e9ny","details":"2023. j\u00falius 1-t\u00f3l az OTP Di\u00e1khitel sz\u00e1ml\u00e1val rendelkez\u0151 \u00fcgyfelek sz\u00e1m\u00e1ra ny\u00fajtott piaci\r\nkamatoz\u00e1s\u00fa lak\u00e1shitelekre egyedi kamatkedvezm\u00e9ny adhat\u00f3. A kamatkedvezm\u00e9ny m\u00e9rt\u00e9ke a hitelig\u00e9nyl\u00e9s befogad\u00e1s\u00e1nak h\u00f3napj\u00e1ra meghirdetett BIRS 15%- a. A futamid\u0151 v\u00e9g\u00e9ig fix lak\u00e1shitelek eset\u00e9n a hitelig\u00e9nyl\u00e9s befogad\u00e1s\u00e1nak h\u00f3napj\u00e1ra meghirdetett BIRS a hitelig\u00e9nyl\u00e9s befogad\u00e1s\u00e1nak h\u00f3napj\u00e1t megel\u0151z\u0151 h\u00f3nap utols\u00f3 munkanapj\u00e1t megel\u0151z\u0151 2. napon \u00e9rv\u00e9nyes 20 \u00e9ves BIRS. A kamatkedvezm\u00e9ny pontos, adott h\u00f3napban aktu\u00e1lis m\u00e9rt\u00e9ke a bank honlapj\u00e1n megtal\u00e1lhat\u00f3 \u00e9s a mindenkor hat\u00e1lyos Referncia kamat m\u00e9rt\u00e9k\u00e9r\u0151l egyes lakoss\u00e1gi hitelek eset\u00e9n c. hirdetm\u00e9nyben el\u00e9rhet\u0151. A kamatkedvezm\u00e9ny m\u00e9rt\u00e9ke a futamid\u0151 v\u00e9g\u00e9ig fix.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"69","bankId":"|35|","loanType":"personal","fieldId":"2","name":"MagNet Bank \"Civil \" kamatkedvezm\u00e9ny","details":"Szabad felhaszn\u00e1l\u00e1s\u00fa szem\u00e9lyi k\u00f6lcs\u00f6n eset\u00e9n amennyiben az \u00dcgyf\u00e9l(ek) az al\u00e1bbi felt\u00e9telek valamelyik\u00e9t teljes\u00edti(k), a Bank \u00e9vi 1% kamatkedvezm\u00e9nyt ny\u00fajt a szabadfelhaszn\u00e1l\u00e1s\u00fa szem\u00e9lyi k\u00f6lcs\u00f6n kamat\u00e1b\u00f3l:\r\n\u2022 12 h\u00f3napn\u00e1l nem r\u00e9gebbi banksz\u00e1mla-kivonattal igazolja, hogy legal\u00e1bb egyszer valamely civil szervezetet t\u00e1mogatott VAGY\r\n\u2022 valamely civil szervezet munkav\u00e1llal\u00f3ja.\r\nCivil szervezet, amely a 2011. \u00e9vi CLXXV. t\u00f6rv\u00e9ny alapj\u00e1n civil szervezetnek min\u0151s\u00fcl, vagy k\u00f6zhaszn\u00fa jog\u00e1ll\u00e1st igazol.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"77","bankId":"|1|","loanType":"base","fieldId":"2","name":"Pr\u00e9mium Next \u00e9s Priv\u00e1t banki speci\u00e1lis egyedi kamatkedvezm\u00e9ny (OTP Bank)","details":"Pr\u00e9mium Next \u00e9s Priv\u00e1t banki speci\u00e1lis egyedi kamatkedvezm\u00e9ny adhat\u00f3 a standard kamatb\u00f3l a futamid\u0151 v\u00e9g\u00e9ig piaci lak\u00e1shitel ig\u00e9nyl\u00e9sekor, ha a k\u00f6lcs\u00f6n\u00fcgylet legal\u00e1bb egy ad\u00f3sa a k\u00f6lcs\u00f6nk\u00e9relem beny\u00fajt\u00e1sakor, de legk\u00e9s\u0151bb a k\u00f6lcs\u00f6nk\u00e9relem b\u00edr\u00e1latakor rendelkezik OTP Pr\u00e9mium Next vagy priv\u00e1t banki szerz\u0151d\u00e9ssel. A k\u00f6lcs\u00f6nszerz\u0151d\u00e9s megk\u00f6t\u00e9s\u00e9t k\u00f6vet\u0151en k\u00f6t\u00f6tt Pr\u00e9mium Next vagy priv\u00e1t banki szerz\u0151d\u00e9s eset\u00e9n a kedvezm\u00e9ny nem \u00e9rv\u00e9nyes\u00edthet\u0151. A speci\u00e1lis egyedi kamatkedvezm\u00e9ny m\u00e9rt\u00e9ke 50 b\u00e1zispont.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"82","bankId":"|2|","loanType":"base","fieldId":"9","name":"CIB Transzparens Kamatkedvezm\u00e9nnyel 6,59% kamat 10 MFL \u00e9s 6,69% kamat V\u00e9gig fix Lak\u00e1shitel eset\u00e9n a Money Network \u00dcgyfeleinek","details":"6,59% kamat 10 MFL \u00e9s 6,69% kamat V\u00e9gig fix Lak\u00e1shitel eset\u00e9n a Money Network \u00dcgyfeleinek Transzparens Kamatkedvezm\u00e9nnyel (el\u0151terjeszt\u00e9s NEM sz\u00fcks\u00e9ges)\r\nKIZ\u00c1R\u00d3LAG \u00faj \u00fcgyfelek r\u00e9sz\u00e9re (\u00faj \u00fcgyf\u00e9l: az ig\u00e9nyl\u00e9s bead\u00e1s\u00e1t megel\u0151z\u0151 min. 30 napt\u00e1ri napban sem a F\u0151ad\u00f3snak, sem az Ad\u00f3st\u00e1rsnak nem volt sz\u00e1ml\u00e1ja a CIB Bankn\u00e1l)\r\nminimum 250.000 Ft\/h\u00f3 j\u00f3v\u00e1\u00edr\u00e1s v\u00e1llal\u00e1sa","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"84","bankId":"|1|","loanType":"base","fieldId":"2","name":"OTP Lak\u00e1shitel CSOK Plusszal t\u00f6rt\u00e9n\u0151 egyidej\u0171 ig\u00e9nyl\u00e9se","details":"CSOK Plusz Lak\u00e1shitellel egy\u00fctt ig\u00e9nyelt piaci kamatoz\u00e1s\u00fa lak\u00e1shitelre 50 b\u00e1zispont speci\u00e1lis egyedi kamatkedvezm\u00e9nyt adhat\u00f3 a piaci lak\u00e1shitel standard kamat\u00e1b\u00f3l a futamid\u0151 v\u00e9g\u00e9ig. A kamatkedvezm\u00e9ny \u00f6sszevonhat\u00f3 minden hirdetm\u00e9ny szerinti kamatkedvezm\u00e9nnyel, kiv\u00e9ve a \r\nMunkav\u00e1llal\u00f3i kamatkedvezm\u00e9nyt. A kamatkedvezm\u00e9ny OTP 1x1 Lak\u00e1shitel eset\u00e9n nem\r\n\u00e9rv\u00e9nyes\u00edthet\u0151.\r\n","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"88","bankId":"|2|","loanType":"base","fieldId":"9","name":"CIB Bank Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t \/ Z\u00f6ld Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shitel Kamatkedvezm\u00e9ny Du\u00f3","details":"CIB 10 Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shitel eset\u00e9n 2,14%,  CIB 10 Z\u00f6ld Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shitel eset\u00e9n 0,64% kamatkedvezm\u00e9ny biztos\u00edtott a standard kamatb\u00f3l az al\u00e1bbi felt\u00e9telek egy\u00fcttes teljes\u00fcl\u00e9se eset\u00e9n:\r\n- a k\u00f6lcs\u00f6n c\u00e9lja lak\u00e1sv\u00e1s\u00e1rl\u00e1s vagy \u00e9p\u00edt\u00e9s\r\n- a hitelc\u00e9l megval\u00f3s\u00edt\u00e1sa c\u00e9lj\u00e1b\u00f3l egyidej\u0171leg legal\u00e1bb a gyermeksz\u00e1mt\u00f3l f\u00fcgg\u0151en ig\u00e9nyelhet\u0151 legmagasabb \u00f6sszeg\u0171* CIB CSOK\/Otthon Start Plusz Kamatt\u00e1mogatott Hitelre vonatkoz\u00f3 hitelk\u00e9relem is beny\u00fajt\u00e1sra \u00e9s j\u00f3v\u00e1hagy\u00e1sra ker\u00fcl\r\n- a k\u00f6lcs\u00f6n \u00f6sszege nem haladja meg az egyidej\u0171leg ig\u00e9nyelt CIB CSOK Plusz Kamatt\u00e1mogatott Hitel \u00f6sszeg\u00e9t.\r\n- a havi 600.000 Ft j\u00f3v\u00e1\u00edr\u00e1si k\u00f6telezetts\u00e9g teljes\u00edt\u00e9sre ker\u00fcl.                                                                   *A CIB CSOK Plusz Kamatt\u00e1mogatott Hitel ig\u00e9nyelhet\u0151 legmagasabb \u00f6sszege egy gyermeket v\u00e1llal\u00f3 gyermektelen ig\u00e9nyl\u0151k eset\u00e9n 15M Ft, k\u00e9t gyermeket v\u00e1llal\u00f3 gyermektelen ig\u00e9nyl\u0151k vagy egy gyermeket v\u00e1llal\u00f3 egygyermekes ig\u00e9nyl\u0151k eset\u00e9n 30M Ft, h\u00e1rom gyermeket v\u00e1llal\u00f3 gyermektelen ig\u00e9nyl\u0151k, k\u00e9t gyermeket v\u00e1llal\u00f3 egygyermekes ig\u00e9nyl\u0151k, vagy egy gyermeket v\u00e1llal\u00f3 t\u00f6bbgyermekes ig\u00e9nyl\u0151k eset\u00e9n 50M Ft.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"89","bankId":"|2|","loanType":"base","fieldId":"9","name":"CIB V\u00e9gig Fix \/ Z\u00f6ld V\u00e9gig Fix Lak\u00e1sk\u00f6lcs\u00f6n Kamatkedvezm\u00e9ny Du\u00f3","details":"CIB V\u00e9gig FIX Lak\u00e1sk\u00f6lcs\u00f6n eset\u00e9n 2,04%,  CIB Z\u00d6LD V\u00e9gig FIX Lak\u00e1sk\u00f6lcs\u00f6n eset\u00e9n 0,64% kamatkedvezm\u00e9ny biztos\u00edtott a standard kamatb\u00f3l az al\u00e1bbi felt\u00e9telek egy\u00fcttes teljes\u00fcl\u00e9se eset\u00e9n:                                                                                                   \r\n- a k\u00f6lcs\u00f6n c\u00e9lja lak\u00e1sv\u00e1s\u00e1rl\u00e1s \u00e9p\u00edt\u00e9s vagy b\u0151v\u00edt\u00e9s\r\n- a hitelc\u00e9l megval\u00f3s\u00edt\u00e1sa c\u00e9lj\u00e1b\u00f3l egyidej\u0171leg legal\u00e1bb a gyermeksz\u00e1mt\u00f3l f\u00fcgg\u0151en ig\u00e9nyelhet\u0151 legmagasabb \u00f6sszeg\u0171* CIB CSOK\/Otthon Start Plusz Kamatt\u00e1mogatott Hitelre vonatkoz\u00f3 hitelk\u00e9relem is beny\u00fajt\u00e1sra \u00e9s j\u00f3v\u00e1hagy\u00e1sra ker\u00fcl\r\n- a k\u00f6lcs\u00f6n \u00f6sszege nem haladja meg az egyidej\u0171leg ig\u00e9nyelt CIB CSOK Plusz Kamatt\u00e1mogatott Hitel \u00f6sszeg\u00e9t.\r\n- a havi 600.000 Ft j\u00f3v\u00e1\u00edr\u00e1si k\u00f6telezetts\u00e9g teljes\u00edt\u00e9sre ker\u00fcl                                                                                                *A CIB CSOK Plusz Kamatt\u00e1mogatott Hitel ig\u00e9nyelhet\u0151 legmagasabb \u00f6sszege egy gyermeket v\u00e1llal\u00f3 gyermektelen ig\u00e9nyl\u0151k eset\u00e9n 15M Ft, k\u00e9t gyermeket v\u00e1llal\u00f3 gyermektelen ig\u00e9nyl\u0151k vagy egy gyermeket v\u00e1llal\u00f3 egygyermekes ig\u00e9nyl\u0151k eset\u00e9n 30M Ft, h\u00e1rom gyermeket v\u00e1llal\u00f3 gyermektelen ig\u00e9nyl\u0151k, k\u00e9t gyermeket v\u00e1llal\u00f3 egygyermekes ig\u00e9nyl\u0151k, vagy egy gyermeket v\u00e1llal\u00f3 t\u00f6bbgyermekes ig\u00e9nyl\u0151k eset\u00e9n 50M Ft. ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"90","bankId":"|37|","loanType":"base","fieldId":"9","name":"MBH - Babav\u00e1r\u00f3 \u00e9s CSOK Plusz mell\u00e9 ig\u00e9nyelt piaci lak\u00e1shitel kedvezm\u00e9ny - egy\u00fcttes hitel\u00f6sszeg legal\u00e1bb 30M Ft - j\u00f3v\u00e1\u00edr\u00e1ssal \u00e9rintett konstrukci\u00f3","details":"Ha BBV \u00e9s\/vagy CSOK Plusz mell\u00e9 k\u00e9r az \u00fcgyf\u00e9l piaci lak\u00e1shitelt, akkor az \u00f6sszes\u00edtett hitel\u00f6sszeghez tartoz\u00f3 \u00e1raz\u00e1s adhat\u00f3 az adott kedvezm\u00e9nykateg\u00f3ri\u00e1ban","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"91","bankId":"|5|","loanType":"personal","fieldId":"9","name":"Erste j\u00f6vedelem\u00e9rkeztet\u00e9s v\u00e1llal\u00e1sa","details":"J\u00f6vedelem \u00e9rkeztet\u00e9s v\u00e1llal\u00e1sa: Az ig\u00e9nyl\u00e9s beny\u00fajt\u00e1sakor nem Erste Bankn\u00e1l vezetett p\u00e9nzforgalmi sz\u00e1ml\u00e1ra \u00e9rkezik az Ad\u00f3s munkab\u00e9re vagy nyugd\u00edja, de v\u00e1llalja annak a Bankhoz t\u00f6rt\u00e9n\u0151 \u00e9rkeztet\u00e9s\u00e9t a futamid\u0151 v\u00e9g\u00e9ig, az ig\u00e9nyl\u00e9skor meghat\u00e1rozott kamats\u00e1vhoz elv\u00e1rt \u00f6sszegben.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"93","bankId":"|2|","loanType":"base","fieldId":"15","name":"CIB Mozg\u00e1st\u00e9r kedvezm\u00e9ny","details":"A 2025. m\u00e1jus 1-t\u0151l befogadott, hi\u00e1nytalan legfeljebb 100.000.000,- Ft \u00f6sszeg\u0171 CIB 10 MFL hitelk\u00e9relmek eset\u00e9ben havi j\u00f3v\u00e1\u00edr\u00e1si k\u00f6telezetts\u00e9g teljes\u00edt\u00e9se eset\u00e9n a Bank 1,30%, V\u00e9gig FIX hitelterm\u00e9kek eset\u00e9ben havi j\u00f3v\u00e1\u00edr\u00e1si k\u00f6telezetts\u00e9g teljes\u00edt\u00e9se eset\u00e9n a Bank 1,10% kamat kedvezm\u00e9nyt biztos\u00edt az egyedi k\u00f6lcs\u00f6nszerz\u0151d\u00e9sben meghat\u00e1rozott standard kamatb\u00f3l. Az \u00dczletf\u00e9l tov\u00e1bbi kamatkedvezm\u00e9nyt vehet  ig\u00e9nybe, amennyiben a Bankn\u00e1l rendelkezik vagy rendelkezni fog legal\u00e1bb 10.000.000,- Ft \u00f6sszeget el\u00e9r\u0151 megtakar\u00edt\u00e1si \u00e1llom\u00e1nnyal. A tov\u00e1bbi kamatkedvezm\u00e9ny  m\u00e9rt\u00e9ke 10 MFL eset\u00e9n: 10.000.000,- Ft \u00e9s 19.999.999,- Ft k\u00f6z\u00f6tti megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 0,50%, 20.000.000,- Ft \u00e9s 39.999.999,- Ft k\u00f6z\u00f6tti megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 0,70%, 40.000.000,- Ft \u00e9s 59.999.999,- Ft k\u00f6z\u00f6tti megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 0,90%, 60.000.000,- Ft \u00f6sszeget el\u00e9r\u0151 megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 1,10%.  A tov\u00e1bbi kamatkedvezm\u00e9ny  m\u00e9rt\u00e9ke V\u00e9gig Fix Lak\u00e1shitel eset\u00e9n: 10.000.000,- Ft \u00e9s 19.999.999,- Ft k\u00f6z\u00f6tti megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 0,60%, 20.000.000,- Ft \u00e9s 39.999.999,- Ft k\u00f6z\u00f6tti megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 0,80%, 40.000.000,- Ft \u00e9s 59.999.999,- Ft k\u00f6z\u00f6tti megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 1,00%, 60.000.000,- Ft \u00f6sszeget el\u00e9r\u0151 megtakar\u00edt\u00e1si \u00e1llom\u00e1ny eset\u00e9n 1,20%. ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"98","bankId":"|9|","loanType":"base","fieldId":"9","name":"UniCredit Min\u0151s\u00edtett Fogyaszt\u00f3bar\u00e1t Lak\u00e1shitel z\u00f6ld kedvezm\u00e9nnyel \u00faj lak\u00e1sv\u00e1s\u00e1rl\u00e1sra ","details":"Z\u00f6ld MFL \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1s\u00e1ra term\u00e9k felt\u00e9telei:\r\n- Magyarorsz\u00e1g ter\u00fclet\u00e9n l\u00e9v\u0151 \u00faj lak\u00e1s vagy egylak\u00e1sos lak\u00f3\u00e9p\u00fclet v\u00e1s\u00e1rl\u00e1sa\r\n- Minimum haszn\u00e1latbav\u00e9teli enged\u00e9llyel rendelkez\u0151 \u00e9s z\u00f6ld hitelc\u00e9lt teljes\u00edt\u0151 olyan \u00faj lak\u00e1s, valamint az \u00faj lak\u00e1shoz kapcsol\u00f3d\u00f3 g\u00e9pkocsit\u00e1rol\u00f3\/gar\u00e1zs, t\u00e1rol\u00f3 v\u00e1s\u00e1rl\u00e1sa, ahol az \u00faj lak\u00e1s \u00f6sszes\u00edtett energetikai jellemz\u0151j\u00e9nek sz\u00e1m\u00edtott \u00e9rt\u00e9ke legfeljebb 68 kWh\/m\u00b2\/\u00e9v primerenergia-ig\u00e9ny \u00e9s minimum \u201eA+\" energetikai min\u0151s\u00e9gi besorol\u00e1ssal rendelkezik a Hiteles Energetikai Tan\u00fas\u00edtv\u00e1ny alapj\u00e1n","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"99","bankId":"|4|","loanType":"base","fieldId":"9","name":"K&H CSOK Plussza egyidej\u0171leg ig\u00e9nyelt K&H Lak\u00e1shitel","details":"5,99% egyszer\u0171s\u00edtett partneri kamat                                                                                                                                                                        Felt\u00e9telek: CSOK Plusszal egyidej\u0171leg t\u00f6rt\u00e9n\u0151 ig\u00e9nyl\u00e9s, legal\u00e1bb 500.000 Ft\/h\u00f3 v\u00e1llalt j\u00f3v\u00e1\u00edr\u00e1s, a fedezeti ingatlanra K&H lak\u00e1sbiztos\u00edt\u00e1s megk\u00f6t\u00e9se                                                                                                                                   Visszavon\u00e1sig \u00e9rv\u00e9nyes.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"101","bankId":"|4|","loanType":"base","fieldId":"9","name":"K&H Ad\u00f3s \u00e9s Ad\u00f3st\u00e1rs \u00e1ltal k\u00fcl\u00f6n K&H Banksz\u00e1ml\u00e1kkal ig\u00e9nyelt lak\u00e1shitel eset\u00e9n el\u00e9rhet\u0151 kedvezm\u00e9ny","details":"5,99% egyszer\u0171s\u00edtett partneri kamat                                                                                                                                                                        Felt\u00e9telek: legal\u00e1bb 500.000 Ft\/h\u00f3 v\u00e1llalt j\u00f3v\u00e1\u00edr\u00e1s \u00c9S legal\u00e1bb 2 \u00fcgyf\u00e9l (ad\u00f3s \u00e9s ad\u00f3st\u00e1rs) van\/lesz k\u00fcl\u00f6n K&H banksz\u00e1ml\u00e1kkal oly m\u00f3don, hogy a t\u00f6rleszt\u0151sz\u00e1ml\u00e1ra teljes\u00edteni sz\u00fcks\u00e9ges a hirdetm\u00e9ny szerinti havi 500.000\r\nforint j\u00f3v\u00e1\u00edr\u00e1st, illetve a m\u00e1sik sz\u00e1ml\u00e1ra a be\u00e9rkez\u0151 havi \u00f6sszegnek el kell \u00e9rnie minimum a\r\nnett\u00f3 minim\u00e1lb\u00e9rt (jelenleg: 193.382 forintot) + a fedezeti ingatlanra K&H lak\u00e1sbiztos\u00edt\u00e1s megk\u00f6t\u00e9se                                                                                                                                   Visszavon\u00e1sig \u00e9rv\u00e9nyes.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"102","bankId":"|4|","loanType":"base","fieldId":"9","name":"K&H Lak\u00e1shitel partneri kamattal 650.000 Ft\/h\u00f3 j\u00f3v\u00e1\u00edr\u00e1s v\u00e1llal\u00e1ssal + K&H lak\u00e1sbiztos\u00edt\u00e1ssal","details":"6,09% egyszer\u0171s\u00edtett partneri kamat                                                                                                                                    Felt\u00e9telek:                                                                                                                                                                                           650.000 Ft\/ j\u00f3 j\u00f3v\u00e1\u00edr\u00e1s v\u00e1llal\u00e1sa + K&H lak\u00e1sbiztos\u00edt\u00e1s                                                                                                             Visszavon\u00e1sig \u00e9rv\u00e9nyes.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"103","bankId":"|4|","loanType":"base","fieldId":"9","name":"K&H Lak\u00e1shitel partneri kamattal 500.000 Ft\/h\u00f3 j\u00f3v\u00e1\u00edr\u00e1s v\u00e1llal\u00e1ssal + K&H lak\u00e1sbiztos\u00edt\u00e1ssal","details":null,"type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"104","bankId":"|5|","loanType":"base","fieldId":"2","name":"UNION lak\u00e1sbiztos\u00edt\u00e1si kamatkedvezm\u00e9ny ","details":"UNION lak\u00e1sbiztos\u00edt\u00e1si kamatkedvezm\u00e9ny -  10 bp kamatkedvezm\u00e9ny a mindenkor hat\u00e1lyos Hirdetm\u00e9ny szerinti kamatb\u00f3l a futamid\u0151 v\u00e9g\u00e9ig                                                                                                                                Felt\u00e9telek:\r\n- A fedezet\u00fcl szolg\u00e1l\u00f3 ingatlanra az Erste internetbanki \u00e9s mobilalkalmaz\u00e1si szolg\u00e1ltat\u00e1s\u00e1n (George Weben vagy George Appon) kereszt\u00fcl k\u00f6t\u00f6tt, \u00e9l\u0151 UNION lak\u00e1sbiztos\u00edt\u00e1s megl\u00e9te\r\n- A lak\u00e1sbiztos\u00edt\u00e1s megl\u00e9te a teljes futamid\u0151 alatt elv\u00e1rt, melyet rendszeres monitoring keret\u00e9ben vizsg\u00e1lunk\r\n- Hitel\u00fcgyletenk\u00e9nt csak egy fedezeti ingatlanra k\u00f6t\u00f6tt UNION lak\u00e1sbiztos\u00edt\u00e1si kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.\r\n- A kamatkedvezm\u00e9ny a 2025.02.10-t\u0151l bevezetett \u00faj, online lak\u00e1sbiztos\u00edt\u00e1si term\u00e9k megl\u00e9te eset\u00e9n j\u00e1r.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"105","bankId":"|5|","loanType":"base","fieldId":"9","name":"Erste P\u00e1ros hitel kedvezm\u00e9ny","details":"P\u00e1ros hitel miatti kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151, ha kamatt\u00e1mogatott lak\u00e1shitel mell\u00e9 piaci kamatoz\u00e1s\u00fa lak\u00e1shitel is ig\u00e9nybev\u00e9telre ker\u00fcl .                                                                                                                                                                                                   Kamatt\u00e1mogatott hitelek:\r\n- CSOK Plusz lak\u00e1shitel\r\n- Falusi OTK hitel\r\n- Vid\u00e9ki Otthonfel\u00faj\u00edt\u00e1si k\u00f6lcs\u00f6n ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"106","bankId":"|5|","loanType":"base","fieldId":"9","name":"Erste P\u00e1ros lak\u00e1shitel kedvezm\u00e9ny T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) kedvezm\u00e9nnyel (\"A\" - Teljes csomag)","details":"\"A\" - Teljes csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s, munkan\u00e9lk\u00fclis\u00e9g, \u00e1tmeneti keres\u0151k\u00e9ptelens\u00e9g. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0671%-a                                                                             T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l. A kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,20%                                                                                                                                                            A kedvezm\u00e9ny felt\u00e9telei:                                                                                                                                                                    \r\n- Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                                                                   \r\n- Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                                            \r\n- Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.  ","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"107","bankId":"|5|","loanType":"base","fieldId":"9","name":"Erste P\u00e1ros lak\u00e1shitel kedvezm\u00e9ny T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) kedvezm\u00e9nnyel (\"B\" - \u00c9let csomag)","details":"\"B\" - \u00c9let csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0394%-a  T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l.                                                                                                                               \r\nA kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,15%                                                                                                                                \r\nA kedvezm\u00e9ny felt\u00e9telei:                                                                                                                                                                    \r\n- Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                                                                   \r\n- Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                  \r\n- Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"108","bankId":"|5|","loanType":"base","fieldId":"2","name":"Erste P\u00e1ros lak\u00e1shitel kedvezm\u00e9ny T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) kedvezm\u00e9nnyel (\"A\" - Teljes csomag) - J\u00d3V\u00c1\u00cdR\u00c1S N\u00c9LK\u00dcL","details":"\"A\" - Teljes csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s, munkan\u00e9lk\u00fclis\u00e9g, \u00e1tmeneti keres\u0151k\u00e9ptelens\u00e9g. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0671%-a                                                                             T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l. A kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,20%                                                                                                                                                            A kedvezm\u00e9ny felt\u00e9telei:                                                                                                                                                                    \r\n- Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                                                                   \r\n- Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                                            \r\n- Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.  ","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"109","bankId":"|5|","loanType":"base","fieldId":"2","name":"Erste P\u00e1ros lak\u00e1shitel kedvezm\u00e9ny T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) kedvezm\u00e9nnyel (\"B\" - \u00c9let csomag) - J\u00d3V\u00c1\u00cdR\u00c1S N\u00c9LK\u00dcL","details":"\"B\" - \u00c9let csomag: b\u00e1rmely ok\u00fa hal\u00e1l, b\u00e1rmely ok\u00fa 51%-os m\u00e9rt\u00e9ket meghalad\u00f3 eg\u00e9szs\u00e9gk\u00e1rosod\u00e1s. D\u00edja: Foly\u00f3s\u00edtand\u00f3 (ig\u00e9nyelt) \u00f6sszeg 0,0394%-a  T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s (PPI) ig\u00e9nyl\u00e9se eset\u00e9n a Bank hitel\u00fcgyletenk\u00e9nt a futamid\u0151 v\u00e9g\u00e9ig kamatkedvezm\u00e9nyt biztos\u00edt a v\u00e1lasztott kedvezm\u00e9nykateg\u00f3ri\u00e1hoz tartoz\u00f3, mindenkor hat\u00e1lyos hirdetm\u00e9ny szerinti kamatb\u00f3l.                                                                                                                               \r\nA kedvezm\u00e9ny m\u00e9rt\u00e9ke: 0,15%                                                                                                                                \r\nA kedvezm\u00e9ny felt\u00e9telei:                                                                                                                                                                    \r\n- Az Erste T\u00f6rleszt\u00e9sv\u00e9delmi biztos\u00edt\u00e1s csatlakoz\u00e1si nyilatkozat a jelz\u00e1loghitel foly\u00f3s\u00edt\u00e1s\u00e1ig al\u00e1\u00edr\u00e1sra ker\u00fclt.                                                                                                                                   \r\n- Amennyiben a biztos\u00edt\u00e1s megsz\u00fcntet\u00e9sre ker\u00fcl, \u00fagy a kamatkedvezm\u00e9ny is megsz\u0171nik.                  \r\n- Hitel\u00fcgyletenk\u00e9nt csak egy Erste PPI kamatkedvezm\u00e9ny \u00e9rv\u00e9nyes\u00edthet\u0151.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"110","bankId":"|2|","loanType":"base","fieldId":"9","name":"CIB Transzparens Kamatkedvezm\u00e9ny 10 \u00e9ves \u00e9s V\u00e9gig fix Szabad felhaszn\u00e1l\u00e1s\u00fa jelz\u00e1loghitel eset\u00e9n a Money Network \u00dcgyfeleinek","details":"El\u0151terjeszt\u00e9s NEM sz\u00fcks\u00e9ges.\r\nKIZ\u00c1R\u00d3LAG \u00faj \u00fcgyfelek r\u00e9sz\u00e9re (\u00faj \u00fcgyf\u00e9l: az ig\u00e9nyl\u00e9s bead\u00e1s\u00e1t megel\u0151z\u0151 min. 30 napt\u00e1ri napban sem a F\u0151ad\u00f3snak, sem az Ad\u00f3st\u00e1rsnak nem volt sz\u00e1ml\u00e1ja a CIB Bankn\u00e1l)\r\nTranszparens 500 kamatkedvezm\u00e9ny eset\u00e9n: minimum 500.000 Ft\/h\u00f3 j\u00f3v\u00e1\u00edr\u00e1s v\u00e1llal\u00e1sa                                           Transzparens 800 kamatkedvezm\u00e9ny eset\u00e9n: minimum 800.000 Ft\/h\u00f3 j\u00f3v\u00e1\u00edr\u00e1s v\u00e1llal\u00e1sa","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"111","bankId":"|9|","loanType":"base","fieldId":"9","name":"UniCredit Bank Otthon Start hitellel egyidej\u0171 ig\u00e9nyl\u00e9s eset\u00e9n lak\u00e1s v\u00e1s\u00e1rl\u00e1s\u00e1ra TOP Pr\u00e9mium Akt\u00edv kedvezm\u00e9nnyel Generali hitelfedezeti biztos\u00edt\u00e1s megk\u00f6t\u00e9s n\u00e9lk\u00fcl\/Generali hitelfedezeti biztos\u00edt\u00e1s megk\u00f6t\u00e9s\u00e9vel","details":"Hitelfedezti biztos\u00edt\u00e1s n\u00e9lk\u00fcl:                                                                                                                                                                                       10 \u00e9ves kamatperi\u00f3dus vagy FIX0 \u00e9ves kamatperi\u00f3dus                                                                                                                                       - MFL z\u00f6ld, \u00faj lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny: 1%                                                                                                                                                         - MFL haszn\u00e1lt lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny: 1,20%                                                                                                                                                    FIX20 \u00e9ves kamatperi\u00f3dus                                                                                                                                                                                                     MFL haszn\u00e1lt lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny: 0,96%                                                                                                                                        Hitelfedezeti biztos\u00edt\u00e1ssal                                                                                                                                                                                             10 \u00e9ves kamatperi\u00f3dus vagy FIX0 \u00e9ves kamatperi\u00f3dus                                                                                                                                                                                              - MFL z\u00f6ld, \u00faj lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny: 1,50%                                                                                                                                                         - MFL haszn\u00e1lt lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny: 1,70%                                                                                                                                              - Piaci haszn\u00e1lt lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny:  1,70%                                                                                                                                            FIX20 \u00e9ves kamatperi\u00f3dus                                                                                                                                                                                                     - MFL haszn\u00e1lt lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny: 0,96%                                                                                                                                           - Piaci haszn\u00e1lt lak\u00e1sv\u00e1s\u00e1rl\u00e1s kamatkedvezm\u00e9ny: 1,16%                                                                                                                                                      ","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"112","bankId":"|37|","loanType":"base","fieldId":"2","name":"MBH Priv\u00e1t banki \u00fcgyf\u00e9lst\u00e1tusz","details":"Priv\u00e1t banki \u00fcgyfelek eset\u00e9n Otthon Start Kamatt\u00e1mogatott Lak\u00e1shitel kamatkedvezm\u00e9ny: 0,11%","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"113","bankId":"|37|","loanType":"base","fieldId":"9","name":"MBH Bank Pr\u00e9mium \u00fcgyf\u00e9lst\u00e1tusz","details":null,"type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"114","bankId":"|37|","loanType":null,"fieldId":"9","name":"\u201eDUO\u201d term\u00e9k kamatakci\u00f3","details":"Bank \u00e1llami kamatt\u00e1mogatott lak\u00e1shitel (Otthon Start Kamatt\u00e1mogatott K\u00f6lcs\u00f6n, CSOK Plusz Otthonteremt\u00e9si Kamatt\u00e1mogatott K\u00f6lcs\u00f6n \/ Otthonteremt\u00e9si Kamatt\u00e1mogatott Hitel \u2013 302\/2023. (VII.11.) Korm. rendelet alapj\u00e1n) \u00e9s a Term\u00e9kk\u00f6rben megjel\u00f6lt lak\u00e1shitel egy\u00fcttes ig\u00e9nybev\u00e9tele eset\u00e9n (\u201eDUO\u201d term\u00e9k) a piaci lak\u00e1shitelre kedvezm\u00e9nyes kamatot biztos\u00edt. A kedvezm\u00e9nyes kamat az els\u0151 kamatperi\u00f3dusra vonatkoz\u00f3an 6,10%, amelyet a Bank jelen hirdetm\u00e9ny 3.2.2. pontj\u00e1ban k\u00f6zz\u00e9tett \u00fcgyleti kamat m\u00e9rt\u00e9k\u00e9t alapul v\u00e9ve egyedi kamatkedvezm\u00e9ny ny\u00fajt\u00e1s\u00e1val biztos\u00edt.","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"},{"id":"116","bankId":"|9|","loanType":"personal","fieldId":"9","name":"UniCredit - Fix Kamat szem\u00e9lyi k\u00f6lcs\u00f6nh\u00f6z kapcsol\u00f3d\u00f3 VDCS kedvezm\u00e9ny","details":"Azon \u00fcgyfelek, akik az ig\u00e9nyl\u00e9skor szerz\u0151d\u00f6tt VDCS (V\u00e1llalati Dolgoz\u00f3i Csomag) partner\u00fcnkn\u00e9l dolgoznak az al\u00e1bbi kedvezm\u00e9nyt\u00edpusokat vehetik ig\u00e9nybe: VDCS norm\u00e1l kamat, VDCS Akt\u00edv, VDCS Akt\u00edv plusz, VDCS Pr\u00e9mium Akt\u00edv, VDCS Pr\u00e9mium Akt\u00edv plusz, VDCS Pr\u00e9mium Akt\u00edv Extra \u00e9s VDCS Pr\u00e9mium Akt\u00edv Extra plusz. A kamat kedvezm\u00e9nyek felt\u00e9telei azonosak a Fix Kamat szem\u00e9lyi k\u00f6lcs\u00f6nh\u00f6z kapcsol\u00f3d\u00f3 kedvezm\u00e9nyek felt\u00e9teleivel, azzal az elt\u00e9r\u00e9ssel, hogy a VDCS Pr\u00e9mium Akt\u00edv Extra \u00e9s a VDCS Pr\u00e9mium Akt\u00edv Extra plusz kedvezm\u00e9nyek eset\u00e9ben , amennyiben a konstrukci\u00f3 felt\u00e9telein t\u00falmen\u0151en legal\u00e1bb havi 450.000,- Ft nett\u00f3 j\u00f6vedelem is igazol\u00e1sra ker\u00fcl , akkor az ig\u00e9nyelhet\u0151 legmagasabb hitel\u00f6sszeg 15.000.000,- Ft, a maxim\u00e1lis futamid\u0151 pedig 120 h\u00f3nap lehet.A VDCS kedvezm\u00e9ny online ig\u00e9nyl\u00e9sek eset\u00e9ben nem vehet\u0151 ig\u00e9nybe.","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"117","bankId":"|8|","loanType":"base","fieldId":"2","name":"Raiffeisen Lak\u00e1shitel akci\u00f3 - \u00daj lak\u00e1s v\u00e1s\u00e1rl\u00e1sa eset\u00e9n (Seven Pearl projekt) T\u00f6bb felt\u00e9tel egy\u00fcttes teljes\u00edt\u00e9se eset\u00e9n is csak maximum 0,8%pont kamatkedvezm\u00e9ny vehet\u0151 ig\u00e9nybe. Raiffeisen Lak\u00e1shitel akci\u00f3 0,5% \u00e9s Raiffeisen Lak\u00e1shitel akci\u00f3 0,8% nem vonhat\u00f3 \u00f6ssze!","details":"A Raiffeisen Bank a forint alap\u00fa Raiffeisen Lak\u00e1shitel elnevez\u00e9s\u0171 term\u00e9k ig\u00e9nyl\u00e9se eset\u00e9n 0,8% kamatkedvezm\u00e9nyt ny\u00fajt az Ad\u00f3s r\u00e9sz\u00e9re a teljes futamid\u0151 alatt, amennyiben\r\n- a Seven Pearl projektben (c\u00edm: 1074 Budapest, Doh\u00e1ny utca 10.) fel\u00e9p\u00fcl\u0151, haszn\u00e1latbav\u00e9teli enged\u00e9llyel m\u00e9g nem rendelkez\u0151 \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1s\u00e1ra ad\u00e1sv\u00e9teli szerz\u0151d\u00e9st, \u00e9s ezen \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1s\u00e1nak finansz\u00edroz\u00e1s\u00e1ra a Bankkal lak\u00e1sc\u00e9l\u00fa jelz\u00e1loghitel szerz\u0151d\u00e9st k\u00f6t. Akci\u00f3 \u00e9rv\u00e9nyess\u00e9ge: 2025. \u00e1prilis 1. \u00e9s 2026. szeptember 30. k\u00f6z\u00f6tt ig\u00e9nyelt hitel \u00e9s 2026. december 31-ig ki\u00e1ll\u00edtott hitel\u00edg\u00e9rv\u00e9nyek alapj\u00e1n foly\u00f3s\u00edtott szerz\u0151d\u00e9sekre vonatkozik.    ","type":"manual","config":null,"selectable":"1","checked":"0","deleted":"0","public":"1"},{"id":"118","bankId":"|5|","loanType":"personal","fieldId":"2","name":"Erste Most Szem\u00e9lyi k\u00f6lcs\u00f6n T\u00f6rleszt\u00e9sv\u00e9delem biztos\u00edt\u00e1s megk\u00f6t\u00e9se eset\u00e9n j\u00e1r\u00f3 kedvezm\u00e9ny","details":"Szem\u00e9lyi k\u00f6lcs\u00f6nh\u00f6z kapcsol\u00f3d\u00f3 T\u00f6rleszt\u00e9sv\u00e9delem biztos\u00edt\u00e1s ig\u00e9nyl\u00e9se a k\u00f6lcs\u00f6n ig\u00e9nyl\u00e9s\u00e9vel egyid\u0151ben, \u00e9s annak fenntart\u00e1sa a teljes futamid\u0151 alatt - 0,4% kamatkedvezm\u00e9ny","type":"manual","config":null,"selectable":"1","checked":"1","deleted":"0","public":"1"}]},"banks":false};